Helping you achieve financial freedom

Habitat for Humanity Greater Orlando & Osceola County is proud to administer Orange County’s new Financial Empowerment Center. Together, we will help Orange County residents and workers build financial stability by giving them the resources to budget and save, pay down debt, and boost their credit scores – at no cost. 

Habitat for Humanity Greater Orlando & Osceola County is excited to partner with Orange County Government and the Cities for Financial Empowerment Fund to bring this free public service to our community starting in 2025.

Read Orange County’s press release

How it works

Our professional financial counselors can help you navigate financial challenges and achieve your financial goals. Counselors can help you create a budget, set savings goals, improve your credit score, reduce your debt or meet other financial goals.  

Make an appointment today!

Free, one-on-one financial counseling appointments are now available on a limited basis.

Returning client? Please click here to manage or create your appointment.

Questions? Please contact us.

Meet the Counselors

Beyra Pavon-Molina

Financial Empowerment Manager

With over 15 years of experience, Beyra is a bilingual financial professional with a background in operational finance, branch management, regulatory compliance, and team leadership. She is passionate about community engagement, fostering positive relationships, driving impactful initiatives, and delivering exceptional customer service. She is also committed to empowering and helping individuals achieve long lasting financial stability.

Ralph Jean-Paul

Financial Counselor

With over 12 years of experience working in banking, personal finance, and investing, Ralph has helped many clients reach their savings, credit, and other financial goals. He now seeks to impact the community through financial counseling to empower people to take charge of their finances and to improve their financial well-being. In his free time, Ralph enjoys being active, reading, learning new things, and spending time with friends and family.

James Crim III

Financial Counselor

With over a decade of experience in financial counseling and the real estate sectors, James Crim is dedicated to helping individuals achieve their financial and homeownership goals. He holds a bachelor’s degree in political science with a minor in Economics from Manhattanville College, highlighting his commitment to making a positive impact in the community. When he’s not working to empower his clients, James is a devoted father to two young boys and an avid traveler who has explored over 30 countries.

The Orange County Financial Empowerment Center is made possible through a partnership between Orange County Government and Habitat for Humanity Greater Orlando & Osceola County.

Thank you to our funding partners!