Home Preservation

Habitat Orlando & Osceola’s goal is not only to build new affordable housing, but to help Central Floridians who already own their homes keep them safe, secure and affordable.

We know home repairs and insurance can be expensive and sometimes out of reach for homeowners. That’s why we offer programs to help you gain home maintenance knowledge and obtain free or low-cost home maintenance options to help you lower insurance costs and stay in your affordable homes.

Uncover maintenance issues and prevent foreclosure
Replace a damaged roof at no cost (Orange County and City of St. Cloud residents)
Get inspections for your home at no cost
Decrease your homeowners insurance costs
Prepare your home for natural disasters

Education

We offer free one-on-one counseling services as well as group classes to empower current and aspiring homeowners with the tools they need to maintain their homes.

Housing Counseling

We provide free one-on-one housing counseling and guidance to help you prevent foreclosure and maintain and improve your existing home. We can pair you up with one of our certified housing counselors who can review your file, help identify services you may qualify for (Habitat and non-Habitat), and guide you through program applications. It’s a FREE service. Let’s work together to keep you informed, prepared, and moving forward on your home preservation journey!

Classes

Through out Habitat U program, we offer free classes on home maintenance, disaster preparedness, and home insurance to help homeowners feel empowered to increase the resiliency of their homes.

Inspections

Homeowners can qualify for free wind mitigation and 4-point inspections, which can help reduce insurance premiums.

Habitat Inspects

Learn how to reduce your home insurance costs, uncover home maintenance issues, and get through critical home preservation obstacles. Qualified applicants will receive a free voucher for a wind mitigation inspection ($150 value) and/or 4-point inspection ($100 value). Homeowners saw a $900 average annual savings through our program over the last year!

Repairs

We partner with local governments to provide roof replacements at no cost to qualified homeowners.

Orange County Roof Replacement

We are replacing roofs in partnership with Orange County Government. Our FREE services could help you enhance your home’s safety. See eligibility requirements and further details by clicking the button below.

A photo of a gray roof with white trim

St. Cloud Roof Replacement

We have partnered with the City of St. Cloud to offer free roof replacements to qualified residents. See eligibility requirements and further details by clicking the button below.

Frequently Asked Questions

Do I have to reside in Orange or Osceola County to participate in the Preservation program?
Yes, you must reside in Orange or Osceola County to be eligible.
Do I have to be a homeowner to participate in the Preservation program?
Yes, you must be a current homeowner.
Does my property have to be my primary residence?
Yes, the property must be your primary residence to be eligible. Secondary/Investment properties are ineligible.
Do I have to have a homestead exemption on my property?
Yes, you must have a current homestead exemption on your property.
Do I have to be current on my mortgage to participate in the program?
Yes, if you have a mortgage on your property, you must be current on the mortgage payment.
Can I apply for the program if I have a mobile home?
No, mobile homes are not eligible for participation.
Do I have to meet income requirements?

Yes, to be eligible for participation in the program, you must meet income guidelines as listed in each program’s page:
Habitat Inspects
Roof Replacement

Homeownership Tips