Roof Replacements and Major Home Repairs

Our FREE services could help you enhance your home’s safety or recover from Hurricanes Ian and Nicole. Learn more about our FREE roof replacements and major home repair services and how to qualify below.

Thank you to our funding partner!

We are now taking applications for these free services. Follow these steps to get started:

1. Please read the information below to learn about the program’s requirements.

2. Click on the pre-screening application link at the bottom of the page and fill it out.

3. If eligible, you will be invited to submit a complete application along with all required documents.

Overview:

We are now accepting applications for:

Our FREE roof replacement service to help residents enhance the safety and resilience of their homes

NEW in 2025: FREE major home repair and roof replacement services to help residents recover from Hurricanes Ian and Nicole. Repair work of up to $150,000 is available per qualified household. Repair scope of work is determined and approved based on the home inspection and documentation of damages. 

Applicants must meet qualifications based on income, type of home, and location. See below for details.

Please note: Spots for qualified applicants are very limited!

Also note, that upon approval, starting the repair is dependent on when program funding is received. It may take several months after receiving approval for the repair work to be completed.

Eligibility requirements include*:

  • Located in unincorporated Orange County
  • Single-family home
  • Maximum income requirements (please see table)
  • Must own and live in your home
  • Taxes & mortgage are current
  • Certain specialized roof types may not be eligible
  • Maximum assessed value $350,000
  • For major home repair only:
    • Proof of Hurricane Ian and Nicole damage

*Please Note: The eligibility requirements above are intended to provide an overview, rather than an exhaustive list. All awards will be subject to final application approval and funding availability.

Current income limits:

Family Size Max Monthly Gross Income Max Annual Gross Income
One $4,504 $54,050
Two $5,150 $61,800
Three $5,792 $69,500
Four $6,433 $77,200
Five $6,950 $83,400
Six $7,463 $89,550
Seven $7,979 $95,750
Eight $8,496 $101,950

The application process

  1.  There is a prescreening link on this page. You will be asked about the requirements listed above.
  2. If you meet the prequalification requirements, you will be sent a formal application – and be asked to submit supporting documents, such as:
    • Identification documents for all household members such as birth certificates, social security cards and driver’s licenses
    • Legal documents verifying relationships such as marriage licenses, divorce decrees, adoption or guardianship papers
    • Income documentation such as pay stubs, benefit award letters (SSI, Social Security Retirement etc), child support order and payment history, tax returns
    • If self-employed, we require the following:
      • Must provide complete tax returns (w2 or 1099) for the two most recent years (All schedules must be included).
      • Year to Date Profit and Loss (prepared by third party)
    • Asset verification for all household members, including most recent bank statements for checking, savings, money market, CD’s. Verification of any stocks, bonds, or life insurance policies.
    • Proof of homeowners insurance and flood insurance if home is in a flood zone
    • Most recent mortgage statements
    • Proof you live in the home
    • Proof you own the home
    • Proof of Hurricane Ian or Nicole damage (for major home repair)
    • Each applicant’s situation is unique and the documents required will depend on the applicant’s individual situation.
  1. Habitat Orlando & Osceola construction staff will contact applicants for a pre-inspection.
  2. Eligible applicants will then be sent to the funding agency for final approval.
  3. Approved applicants will be contacted to execute final paperwork for the roof replacement or the major home repair to be completed.

Please note: The total process may take several months to a year.

Questions? Call us at 407-648-4567 or send us an email.

Ready to apply?

If you have reviewed the eligibility criteria and believe you qualify for one of our services, please click the button below to fill out our pre-screening application.

Not ready to apply? Join our interest list to receive more information.

Need help applying? Sit down with a housing counselor.

Need help completing the applications or finding other resources to preserve your home? Our certified housing counselors can help! Submit this form to get started.

Please note: Completing the Housing Counseling Intake Packet is not part of the Home Preservation program. There is a separate application for the Home Preservation program that you’ll complete with your housing counselor.

Not yet ready to apply? Join our interest list to receive information about Preservation programs.

We are pledged to the letter and spirit of the U.S. policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.